This report describes federal, California state, and private student financial aid programs; ways to improve chances of receiving aid; and programs for special populations. Information is provided on the following sources of aid: (1) federal (Pell Grants, National Direct Student Loans (NDSL), Supplemental Educational Opportunity Grants (SEOG), College Work-Study (CWS), and aid to veterans and dependents); California (Cal Grant A, Cal Grant B, state graduate fellowships, and aid to dependents of veterans); (3) private organizations (National Merit Scholarship Corporation, businesses, professional associations, labor unions, and community organizations); and (4) private lenders (California Guaranteed Student Loans (CGSL), California Loans to Assist Students (CLAS), and personal loans). General information is provided on school financial aid offices, application procedures, eligibility, and filling out forms. Cost-cutting ideas include ways to shorten the time spent in school, suggestions for inexpensive schools to attend, and options for earning money while attending school. Special programs are discussed for minorities and women, disabled students, adults, and graduate students. Suggestions are offered to parents for planning ahead and for savings plans. Deadlines for several programs are included. Information in this report is current at the time of printing, June 1983, but is subject to change. (DC)
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