Student Loans [microform] : Characteristics of Students and Default Rates at Historically Black Colleges and Universities. Report to Congressional Requesters
- Bib ID:
- 5617425
- Format:
- Book and Microform
- Author:
- General Accounting Office, Washington, DC. Health, Education, and Human Services Div
- Online Version:
- https://eric.ed.gov/?id=ED419444
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- Description:
-
- [Washington D.C.] : Distributed by ERIC Clearinghouse, 1998
- 38 p.
- Summary:
-
This report to Congress analyzes student loan default rates at historically black colleges and universities (HBCUs), focusing on student characteristics which may predict the likelihood of default. The study examined available student databases for characteristics identified by previous studies as related to level of student loan defaults. Among the findings were: (1) Compared to other institutions HBCUs enroll a higher percentage of less academically prepared freshmen who come from more disadvantaged socioeconomic backgrounds and are more likely to need remedial work; (2)among HBCUs, those with lower default rates tended to enroll students with more academic preparation and who were at higher socioeconomic levels; (3) the Department of Education has a default reduction initiative which supports schools' efforts to provide financial counseling to student borrowers and to follow-up with delinquent borrowers; (4) currently 14 HBCUs are at risk of losing their student loan program eligibility because of high default rates; eight more are potentially at risk; and (5) financial aid administrators at HBCUs cite loan counseling and early intervention as the measures used to manage student loan default rates. Appendices detail the study's methodology, list specific loan default predictor variables, the Carnegie school classifications, and the default rate for 19 selected HBCUs. (DB)
- Notes:
-
- Availability: U.S. General Accounting Office, P.O. Box 37050, Washington, DC 20013; phone: 202-512-6000; fax: 202-512-6061; TDD: 202-512-2537; World Wide Web: http://www.gao.gov; e-mail: info@www.gao.gov (first copy free, additional copies $2 orders of 100 or more copies mailed to same address are discounted 25%).
- Policymakers.
- May also be available online. Address as at 14/8/18: https://eric.ed.gov/
- Reproduction:
- Microfiche. [Washington D.C.]: ERIC Clearinghouse microfiches : positive.
- Subject:
- Other authors/contributors:
- General Accounting Office, Washington, DC. Health, Education, and Human Services Div
- Available From:
- ERIC
- Copyright:
-
In Copyright
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- Reason for copyright status:
- Until 2068 [Created/Published Date + 70 Years]
Copyright status was determined using the following information:
- Material type:
- Literary Dramatic Musical
- Published status:
- Published
- Publication date:
- 1998
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